Understanding the Social Security Disability 5 Year Rule
Social Security Disability (SSDI) and Supplemental Security Income (SSI) are vital programs that provide financial support to individuals with disabilities. However, navigating the complexities of these programs can be challenging. One important aspect to grasp is the Social Security 5-year rule. In this article, we’ll break down what this rule entails and how it can impact your eligibility for benefits.
1. What is the Social Security Disability 5 Year Rule?
This rule refers to the requirement that an applicant must have a sufficient work history in order to qualify for SSDI benefits. Specifically, it says that you must have worked and paid Social Security taxes for at least five out of the last ten years before becoming disabled.
This rule makes sure that SSDI benefits are provided to individuals who have contributed to the Social Security system through their employment.
2. How Does the Rule Apply to SSDI?
To be eligible for SSDI benefits, you must meet the following criteria:
– You have a qualifying disability that prevents you from engaging in substantial gainful activity.
– You have earned enough work credits by working and paying Social Security taxes for at least five of the last ten years.
The “5 Year Rule” comes into play when determining your eligibility based on your work history. If you meet these criteria, you can apply for SSDI benefits.